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Latent Defects Cover

At Eximia Broking, our expert brokers can arrange latent defects insurance that can cover the repair costs on residential, commercial and mixed-use developments following a defect in the construction process. With more than 70 years of industry experience, we know how to protect you and your business.
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What Does Latent Defects Insurance Cover?

Latent defects insurance, which is also known as a building warranty, covers the cost of repairing certain defects in a building because of a problem with design, materials or construction.

Here in the UK, latent defects cover is a requirement of financiers for all new build residential open market sales. However, it can also be purchased and is recommended for commercial and mixed-use developments.

Often, defects in workmanship, materials or design only become apparent after the completion date. On occasion, it may even take years for the defects to become apparent.

As they appear after completion and are normally within the building's structure, the defects can be expensive to rectify. Thankfully, latent defects insurance can cover the cost of repairs or rebuilding in these scenarios.

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Who You'll Speak To

At Eximia Broking, our experienced team can assist in the placement of these specialist covers. Matt Mawson has 30 years’ experience in placing latent defects cover, including complex and overseas projects.

Matt understands the risks you face and the importance of mitigating them. As a result, before organising latent defects cover, Matt will take the time to understand the exact level of cover you need. This way, you’ll never be left with any unexpected bills.

Contact Matt today and discover how he can help you.

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Matt Mawson, Director.

70+ Years
In The Commercial Insurance Industry

98.2%
Policy Retention Rate

*data correct as of 10/09/2026

97.25%
Of Claims Accepted

*data correct as of 10/09/2026

Latent Defects Cover that Protects Your Business

At Eximia Broking, we’re big enough to compete and agile enough to care. We have more than 70 years’ experience in the industry and understand just how disruptive and costly fixing defects can be; particularly if the defect has been caused by no fault of your own.

Thankfully, we can find latent defects cover that mitigates risk for both your business and the new homeowner. So, why not put your business in our hands? After all, we have been helping businesses find bespoke insurance solutions since 1953.

Get Started Today
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Expert Insurance Brokers

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Exceptional Service

When it comes to protecting your business and its assets, we like to take the time to meet face-to-face, so we can properly understand your unique requirements.

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Highly Experienced

We’re well versed in all aspects of risk and wealth management, and we’re experts in transport, manufacturing, construction and waste.

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Specialist Brokers

At Eximia Broking, we’re specialist corporate insurance brokers. Big enough to compete and agile enough to care, we don’t just aim for excellence, we strive for exceptional.

Eximia Broking vs Other Insurance Brokers

Eximia Broking

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A local company with friendly, knowledgeable team members
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Access to a specialised claims team
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An allocated team who understands your business
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No call centres or service outsourcing
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Forward-thinking brokers who provide specialist guidance

National Brokers

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Impersonal service, with a focus on transaction volume
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A generic 0800 number with slow turnaround times
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Inconsistent customer service
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Hours on hold to call centres or passed around departments
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Generic one-size-fits-all insurance solutions

Our Easy 3-Step Process

Get in Contact

01. Contact Us

Simply fill out our contact form or pick up the phone and call us on 0114 345 10 20.

02. Speak to Our Team

An experienced broker from our team will reach out to you. Wherever possible, we'll meet face-to-face and take the time to discuss the unique risks your business faces.

03. We'll Find a Custom Quote

Armed with the above information, our brokers will go out to the market and arrange a bespoke insurance policy that provides the cover your business needs, all for the best possible price.

"Thank you so much for your help with this – without a broker I am not sure what would have happened!"
- Chris
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If you'd like more information about our services, please get in touch

Get in Touch